Cash Loan Product Manager

Skyro is a rapidly expanding fintech company serving thousands of customers in the Philippines through our lending business. Our mission is to evolve into a full-fledged financial ecosystem, delivering cutting-edge solutions that make financial services more accessible, efficient, and secure for everyone.

What you will do:

• Cross-Functional Collaboration: Work closely with Sales, Finance, Marketing, Mobile App, Risk, Operations, and other internal teams to ensure delivery of product volumes and profitability in line with the business plan.
• Customer Development & Product Hypotheses: Initiate and execute customer development (custdev) activities to understand user needs. Formulate and validate product hypotheses through experiments and A/B testing.
• Unit Economics Ownership: Own and continuously monitor the unit economics of the cash loan product, ensuring profitability and sustainability. Propose and implement initiatives to improve margins and cost efficiency.
• Product Differentiation & Competitiveness: Design and implement innovative features and product mechanics that differentiate our offering in the market. Regularly benchmark competitors and suggest improvements to maintain a competitive edge.
• Business Planning: Actively participate in the formulation and periodic revision of the business plan for the product. Provide input based on market insights, customer feedback, and portfolio performance.
• Product Development & Backlog Ownership: Own the product development backlog. Translate business needs into clear, actionable requirements and work with tech and design teams to ensure timely and high-quality delivery.
• Performance Analytics & Reporting: Proactively analyze the performance of the cash loan portfolio. Maintain operational dashboards and analytical reports to support decision-making and provide transparency to stakeholders.

What you should have:

• Bachelor’s or Master’s degree in Business, Finance, Economics, or a related field
• 3–5+ years of experience in product management, preferably in financial services, consumer lending, or fintech
• Strong analytical skills, experience working with data and A/B testing frameworks
• Solid understanding of lending unit economics and financial modeling
• Experience working with cross-functional teams including tech, marketing, sales, and finance
• Proven track record of launching or growing financial products
• Familiarity with agile development methodologies and backlog management tools (e.g., Jira, Confluence)
• Excellent communication, stakeholder management, and problem-solving skills
• Self-starter with the ability to work in a fast-paced, results-oriented environment

Why join Skyro?

• At Skyro, we offer a unique opportunity to combine impactful work with a supportive and dynamic environment.
• Healthcare Support: reimbursement of medical expenses to ensure your well-being.
• Professional Growth: compensation for professional courses or conferences to support your career development.
• Language Learning: access to language classes to improve your communication skills.
• Annual Performance Bonus: rewarding your contributions with a yearly bonus.
• Corporate Event Travel: coverage of travel to attend corporate events in different locations throughout the year.